Creditor harassment is a problem that faces millions of Americans. Nothing is worse than being harassed by creditors that are annoying and rude. Especially when they call nonstop at your place of employment. Creditors seem to stop at nothing when it comes to getting what they want. However, did you know that once you file bankruptcy all the harassing from creditors will stop?
You might be wondering how this works. Well, let me explain, once a person has filed for bankruptcy an “automatic stay” goes into place. An automatic stay means that a creditor cannot contact you trying to collect debts after you have filed for bankruptcy. This automatic stay basically protects you from harassing calls, emails, letters, and more.
There may be a few times that a creditor will continue to call and harass even after you have filed for bankruptcy. That is when you need to kindly let them know that you have filed and give them the bankruptcy file number and your bankruptcy attorney’s name and number. This will stop all harassment.
As a Las Vegas bankruptcy attorney, I have seen this happen many times and I am happy to talk to any creditor that continues to harass when they should not. As your bankruptcy attorney, I am here to help you get back on your feet again; and that includes getting you the peace that can come from filing bankruptcy.
If you are being harassed by creditors, and it has become overwhelming, it might be time for you to consider reaching out to a bankruptcy attorney to discuss your particular situation.
Do you need legal help with Creditor Harassment?
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Disclaimer: Each business and/or individual situation is different and unique. This article is intended to provide you with general advice only and not to be construed as legal advice. If you would like a detailed approach to your particular situation, please contact David J. Winterton & Associates for a consultation to discuss your options.